Emma Lee Mitchell

12812 Lonan Avenue

Chesterfield, VA
$ 1,107,000 Beds 7 Baths 6.5 Sq 6,295 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this exceptional waterfront retreat in sought-after Chesterfield! Situated on 1.8 acres along Lake Margaret, this stunning transitional-style home offers over 6,200 square feet of beautifully finished living space, including a walk-out basement. Step inside to find your dream home complete with engineered hardwood flooring throughout the main level. The 1st floor also features an office and a guest bedroom with a full bath, ideal for multi-generational living. The elegant living room showcases a cozy fireplace and stylish, modern décor with gleaming glass doors leading out to the deck, making it easy to extend entertaining or family time, to the outdoors. The kitchen takes center stage, complete with quartz countertops, SS appliances, a double oven, spacious center island, a breakfast nook, and not one—but two pantries for ample storage. And it opens to the living room, so you'll never miss out on any activities! You will be welcomed to the second level, where five generously sized bedrooms, including a primary suite with a luxurious spa-like bath, are waiting! Two bedrooms feature their own private baths, while two others share a convenient Jack-and-Jill bath. The finished basement has a spacious family room, a kitchen, a dining area and a bedroom! Walk out in your backyard, and enjoy direct access to the serene water of Lake Margaret. This is where waterfront backyard luxury meets relaxation. The backyard gently slopes to the water’s edge, offering direct access to the lake and uninterrupted, panoramic views that change with the light of day. Whether you’re enjoying a quiet morning coffee or hosting an evening gathering, the setting provides a picture-perfect backdrop every time. Designed for both leisure and recreation, the property invites you to fully embrace lakefront living by spending your days swimming, casting a line for fishing, or gliding across the surface on a paddleboard, as the sun reflects off the water. This dream home awaits! Make it yours! (7 brd, w/occupy of 10 for septic system)

Active

  • Price
  • $ 1,107,000
  • City
  • Chesterfield
  • Bedrooms
  • 7
  • Full Bathrooms
  • 6
  • County
  • Chesterfield
  • Half Bathrooms
  • 1
  • Area
  • 54 - Chesterfield
  • Lot Size
  • 1.83 Acres
  • Zip
  • 23838
  • Sqr Footage
  • 6,295
  • Year Built
  • 2023
  • Taxes
  • $ 9812
  • Style
  • MLS#
  • 2609326
Listed By: Larry Lewis with Long & Foster REALTORS.
Data Source: Central Virginia Regional MLS (CVRMLS)

Features

General

Interior Features Bedroom on Main Level,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Fireplace,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Pantry,Recessed Lighting,Walk-In Closet(s)
Sewer Septic Tank
Heating Forced Air,Natural Gas
Cooling Central Air
Possession Close Of Escrow
Roof Shingle
Appliances Cooktop,Double Oven,Dryer,Dishwasher,Exhaust Fan,Gas Cooking,Gas Water Heater,Microwave,Range,Refrigerator,Range Hood,Tankless Water Heater,Washer
Exterior Features Deck,Porch,Paved Driveway
HOA 47
Garage Spaces 2
Association Fee Includes Association Management,Clubhouse,Common Areas,Pool(s),Recreation Facilities,Road Maintenance,Snow Removal,Water,Water Access
Patio/Porch Features Front Porch,Patio,Deck,Porch
Architectural Style Transitional
Pool Features Pool,Community
Security Features Smoke Detector(s)
Construction Materials Block,Drywall,Frame,HardiPlank Type
Year Built 2023
View Water
Stories 3
Levels Three Or More
Property SubType Single Family Residence
Tax Year 2026
Percent Ownership Individuals
Waterfront Features Lake,Waterfront
Community Features Basketball Court,Boat Facilities,Common Grounds/Area,Clubhouse,Dock,Golf,Home Owners Association,Lake,Playground,Pond,Pool,Tennis Court(s),Trails/Paths
Assoc Fee Paid Per Monthly
County Chesterfield
New Construction false
Property Type Residential
Association Amenities Management
Home Owner Assoc true
Attached Garage true
Subdivision Name Lake Margaret
Garage Y/N true
Total Rooms 13
Full Baths 6
Status Active
High School Matoaca
Body of Water Lake Margaret
Disclosures Covenants/Restrictions Disclosure,Exempt Disclaimer
View Y/N true
MLS Area 54 - Chesterfield
Lot Size Units Acres
Waterfront Y/N true
Elementary School Ettrick
Year Built Details Actual
Tax Annual Amount 9812
Middle/Junior High School Matoaca
Property Condition Resale
Virtual Tour https://www.zillow.com/view-imx/e4596ee2-8d0c-4604-a8aa-0b8448425c1d?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Days on Market 64
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 1177200
Tax Lot 029
Virtual Tour https://jameshaskinsphotography.aryeo.com/videos/019d5f15-b53b-72f5-8d21-736a9475e288
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence

Interior Features

Basement Full,Finished,Walk-Out Access
Flooring Carpet,Ceramic Tile,Vinyl
Total Fireplaces 1
Fireplace Features Gas,Vented,Insert
Total Stories 3
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Washer Hookup,Dryer Hookup
Total Bedrooms 7
Below Grade Finished Area 1795
LivingAreaSource Other
Total Baths 7

Exterior Features

Fencing None
Parking Features Attached,Direct Access,Driveway,Garage,Garage Door Opener,Off Street,Paved,Two Spaces
Lot Features Waterfront,Cul-De-Sac
Water Source Public
Lot Size Area 1.83
Lot Size Acres 1.83

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Ashland, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Ettrick Elementary School
Middle School Matoaca Middle School
High School Matoaca High School

Price History

4/17/2026 Listed $1,115,000
6/18/2026 1% - $1,107,000

Property vs Zip Code Average in 23838

Price
AVG $710K
$1.11M
Taxes
AVG $4,709
$9,812
Year Built
AVG 2007
2023

In The Neighborhood

Areas That We Cover

12812 Lonan Avenue Chesterfield, VA is a Single Family Home for sale at $1107000 with 6295 sqft and a lot size of 1.83 Acres Acre(s). 12812 Lonan Avenue Chesterfield has 7 bedrooms, 6 baths and was built in 2023. The property's zip code is 23838 which is in Chesterfield, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Emma Lee Mitchell

Emma Lee Mitchell

Owner/REALTOR®

804-400-5574

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