746 Carter Lane

Louisa, VA
$ 575,000 Beds 4 Baths 2.5 Sq 2,920
Monthly Estimate* How much can I afford?

Get ready to fall in love with this spacious home on 2.29 acres, tucked away at the end of a quiet cul-de-sac in the highly sought-after Reedy Creek subdivision of Louisa County! The perfect location between Richmond & Charlottesville! Overlooking the peaceful creek, this property offers a beautiful natural setting where beaver watching, bird watching, and wildlife sightings from the back deck can become part of your everyday routine. The expansive front yard offers plenty of room for the kids to play and pets to roam. Step inside and you’ll immediately notice the expansive windows and abundance of natural light that fill the home and showcase the surrounding scenery. With 4 bedrooms, 2.5 baths, plus TWO bonus rooms/offices- there’s plenty of room to work, play, relax, and make the space your own. The updated kitchen features granite countertops, under-cabinet lighting, a walk-in pantry, and linoleum flooring, while hardwood floors and carpet can be found throughout the rest of the home. And the extras don’t stop there! Enjoy the convenience of a central whole-house vacuum system, electronic door locks, a whole-house generator with automatic cut-on, upstairs and basement laundry rooms, a gas fireplace for unwinding on those crisp nights, and a whole house speaker system—features that make everyday living just a little easier. Need even more space? The unfinished walk-out basement is already equipped with roughed-in plumbing with seperate, individual shut offs plus heating and air conditioning, offering incredible potential for future finished living space, a recreation room, home gym, workshop, or whatever fits your lifestyle. Space, privacy, natural light, beautiful scenery, and room to grow—all in one incredible Reedy Creek property. Verify all information.

Active

  • Price
  • $ 575,000
  • City
  • Louisa
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Louisa
  • Half Bathrooms
  • 1
  • Area
  • 38 - Louisa
  • Lot Size
  • 2.29 Acres
  • Zip
  • 23093
  • Sqr Footage
  • 2,920
  • Year Built
  • 2006
  • Taxes
  • $ 3473
  • Style
  • MLS#
  • 2623070
Listed By: Lisa Perry with HomeLife Access Realty.
Data Source: Central Virginia Regional MLS (CVRMLS)

Features

General

Sewer Septic Tank
Heating Electric,Propane
Cooling Central Air
Possession Negotiable,Other
Roof Asphalt,Shingle
Appliances Propane Water Heater
Exterior Features Deck,Porch,Storage,Shed,Paved Driveway
HOA 200
Garage Spaces 2
Association Fee Includes Road Maintenance
Patio/Porch Features Deck,Porch
Architectural Style Colonial,Two Story
Pool Features None
Construction Materials Vinyl Siding,Wood Siding
Year Built 2006
View Water
Stories 2
Levels Two
Property SubType Single Family Residence
Tax Year 2024
Percent Ownership Individuals
Waterfront Features Waterfront
Assoc Fee Paid Per Annually
County Louisa
New Construction false
Property Type Residential
Home Owner Assoc true
Attached Garage true
Subdivision Name Reedy Creek
Garage Y/N true
Total Rooms 13
Full Baths 2
Status Active
High School Louisa
Body of Water Reedy Creek
Disclosures Exempt Disclaimer
View Y/N true
Zoning Description R2
MLS Area 38 - Louisa
Lot Size Units Acres
Waterfront Y/N true
Elementary School Moss Nuckols
Year Built Details Actual
Tax Annual Amount 3473
Middle/Junior High School Louisa
Property Condition Resale
Days on Market 8
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 556500
Tax Lot 2.29
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-09-09

Interior Features

Basement Full,Heated
Flooring Linoleum,Partially Carpeted,Wood
Total Stories 2
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Half Baths 1
Total Bedrooms 4
LivingAreaSource Assessor
Total Baths 3

Exterior Features

Fencing None
Parking Features Attached,Direct Access,Driveway,Garage,Paved
Lot Features Cul-De-Sac
Water Source Well
Lot Size Area 2.29
Lot Size Acres 2.29
Door Features Storm Door(s)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Ashland, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Moss Nuckols Elementary School
Middle School Louisa Middle School
High School Louisa High School

Price History

9/7/2026 Listed $575,000

Property vs Zip Code Average in 23093

Price
AVG $470K
$580K
Taxes
AVG $2,245
$3,473
Year Built
AVG 2011
2006

746 Carter Lane Louisa, VA is a Single Family Home for sale at $575000 with 2920 sqft and a lot size of 2.29 Acres Acre(s). 746 Carter Lane Louisa has 4 bedrooms, 2 baths and was built in 2006. The property's zip code is 23093 which is in Louisa, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.