Emma Lee Mitchell

12 Oak Street

Cambridge, MD
$ 259,000 Beds 3 Baths 2 Sq 1,298
Monthly Estimate* How much can I afford?

Welcome to 12 Oak Street, where quality renovations and modern updates come together to create a home thats ready to enjoy from day one. This beautifully renovated 3-bedroom, 2-bath home offers nearly 1,300 square feet of comfortable living space featuring an open, bright layout with abundant natural light, luxury vinyl plank flooring, fresh paint, and stylish finishes throughout. The completely updated kitchen features new cabinetry, countertops, stainless steel appliances, and a functional layout that flows seamlessly into the living and dining areasperfect for everyday living or entertaining. Both bathrooms have been tastefully remodeled with clean, timeless finishes, while major improvements throughout the home provide peace of mind for years to come. Outside, youll enjoy a brand-new asphalt driveway, a spacious rear deck, and a generously sized backyard with room to entertain, garden, play, or simply relax. Conveniently located near downtown Cambridge, shopping, restaurants, parks, schools, and the waterfront, this home combines modern updates with everyday convenience. Move in, unpack, and start enjoying your new home. Schedule your private showing today.

ACTIVE

  • Price
  • $ 259,000
  • City
  • Cambridge
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • DORCHESTER
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.23 Acres
  • Zip
  • 21613
  • Sqr Footage
  • 1,298
  • Year Built
  • 1973
  • Taxes
  • $ 1769
  • Style
  • Bungalow
  • MLS#
  • MDDO2012088
Listed By: Brian Jones with Keller Williams Select Realtors of Annapolis - 4109724000;
Data Source: Bright MLS

Features

General

Living Area 1298
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Other
Possession Negotiable
Roof Asphalt
Appliances Dishwasher,Stove,Washer/Dryer Hookups Only
Zoning SR
Patio/Porch Features Deck(s)
Architectural Style Bungalow
Construction Materials Vinyl Siding
School District DORCHESTER COUNTY PUBLIC SCHOOLS
Year Built 1973
Levels 1
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County DORCHESTER
New Construction No
Property Type Residential
HOA No
Subdivision Name CAMBRIDGE
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions On oak st left
City CAMBRIDGE
Disclosures Exempt - Disclosure/Disclaimer
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 10200.00
Tax Assessed Value 280000.0
Tax Annual Amount 1769.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 199.54
Acceptable Financing Conventional,FHA,USDA,VA
Vacation Rental Y/N No
Total SQFT 1298
Standard Status Active
Year Built Source Estimated
Tax Lot 65
Association Recreation Fee No

Interior Features

Interior Amenities Attic,Built-Ins,Combination Kitchen/Dining,Entry Level Bedroom,Floor Plan - Traditional,Primary Bath(s),Wood Floors
Heating Fuel Electric
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1298
Central Air Y/N No
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Pool No Pool
Fencing Rear
Lot Features Backs to Trees
Water Source Public
Inclusions Parking Included In ListPrice,Parking Included In SalePrice
Type of Parking Off Street
Foundation Details Block
Water View Y/N No
Lot Size Acres 0.23
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N No
Navigable Water Y/N No
Water Oriented Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Ashland, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/22/2026 Listed $299,000
5/15/2026 4% - $289,000
5/26/2026 4% - $279,000
7/15/2026 4% - $269,900
9/1/2026 5% - $259,000

Property vs Zip Code Average in 21613

Price
AVG $430K
$260K
Taxes
AVG $3,922
$1,769
Year Built
AVG 1964
1973
Visits
AVG 475
1116
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

12 Oak Street Cambridge, MD is a Single Family Home for sale at $259000 with 1298 sqft and a lot size of 0.23 Acres Acre(s). 12 Oak Street Cambridge has 3 bedrooms, 2 baths and was built in 1973. The property's zip code is 21613 which is in Cambridge, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Emma Lee Mitchell

Emma Lee Mitchell

Owner/REALTOR®

804-400-5574

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