45210 Blue Water Lane

Piney Point, MD
$ 499,900 Beds 4 Baths 2.5 Sq 2,184
Monthly Estimate* How much can I afford?

Welcome to 45210 Blue Water, located in the small community of Piney Point, which sits on a stretch of land between the beautiful St. Mary's River and the broad Potomac River. Built in 2016, this traditional home offers four spacious bedrooms, all with new carpet, located on the upper level. The first floor features 9' ceilings, a naturally bright interior, and sliding doors to a relaxing back deck. The kitchen features granite countertops, stainless steel appliances, an island with pendant lighting, and a pantry. Complete the space with a breakfast table, adjacent to the inviting great room. A separate front room offers flexible space to use as a formal dining room, sitting room, or home office. Enjoy the front porch and plenty of lawn for gardening and outdoor play. Situated in the small neighborhood of Blue Water, the property sits on 1/3 acre with no HOA, just across from the Paul Hall Center for Maritime Training and the nearby School of Seamanship. This area boasts a rich maritime and aviation heritage within a vacation-like setting. New employment opportunities are on the horizon, at the former Piney Point Terminal, now known as the site of Offshore Aviation Group. Great biking, walking, and scootering can be found along Lighthouse Rd. to the Piney Point Lighthouse and Museum, and down to St. Georges Island for a scenic ride or drive, with a stop for a tasty meal at the Ruddy Duck Seafood and Alehouse with spectacular views of the surrounding water. At 15 miles from the mouth of the Potomac, the nearby Piney Point Landing boat ramp offers exceptional access for fishing and boating on the Potomac and Chesapeake Bay. The full-service Tall Timbers Marina is just three miles away. Escape the crowds and relax in Piney Point. Commutable to NAS Patuxent River and Dahlgren. Convenient grocery store and amenities are in Callaway. St. Mary's River State Park offers a 250-acre lake and a 7.5 mile hiking/biking loop trail. Fifteen miles to the nearest hospital, schools, community college, library, restaurants and entertainment in charming Leonardtown.

ACTIVE

  • Price
  • $ 499,900
  • City
  • Piney Point
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • SAINT MARYS
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.35 Acres
  • Zip
  • 20674
  • Sqr Footage
  • 2,184
  • Year Built
  • 2016
  • Taxes
  • $ 3743
  • Style
  • Traditional
  • MLS#
  • MDSM2033638
Listed By: Kimberly Klee St. Laurent with RE/MAX One - 4437718009;
Data Source: Bright MLS

Features

General

Living Area 2184
Sewer Public Sewer
Heating Heat Pump(s),Zoned,Programmable Thermostat
Cooling Ceiling Fan(s),Heat Pump(s),Programmable Thermostat,Zoned
Possession Settlement
Roof Shingle
Appliances Dishwasher,Oven/Range - Electric,Refrigerator,Built-In Microwave,Dryer,Exhaust Fan,Icemaker,Washer
Zoning TMX
Garage Spaces 2.00
Patio/Porch Features Deck(s),Porch(es)
Architectural Style Traditional
Security Features Main Entrance Lock,Smoke Detector
Construction Materials Vinyl Siding
School District ST. MARY'S COUNTY PUBLIC SCHOOLS
Year Built 2016
View Trees/Woods
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County SAINT MARYS
New Construction No
Property Type Residential
HOA No
Subdivision Name BLUE WATER
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions 235S. Turn right onto Chancellors Run Rd. Turn right onto Great Mills Rd. Turn right onto Point Lookout Rd. Turn left onto Piney Point Rd. Turn right onto Blue Water Ln.
City PINEY POINT
Disclosures Prop Disclaimer
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 15066.00
Tax Assessed Value 409167.0
Tax Annual Amount 3743.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 228.89
Acceptable Financing Cash,Conventional,FHA,USDA,VA
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 2184
Standard Status Active
Year Built Source Assessor
Tax Lot 2

Interior Features

Interior Amenities Breakfast Area,Family Room Off Kitchen,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-in Closet(s),Pantry,Kitchen - Table Space,Kitchen - Eat-In,Formal/Separate Dining Room,Ceiling Fan(s
Heating Fuel Electric
Flooring Carpet
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Window Features Screens
Fireplace Y/N No
Above Grade Finished Area 2184
Half Baths 1
Central Air Y/N No
Total Bedrooms 4
Room Type Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Foyer,Laundry,Primary Bathroom,Full Bath,Half Bath
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Upper Floor,Washer In Unit,Dryer In Unit
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 4
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Parking Features Concrete Driveway
Lot Features Front Yard,Level,Rear Yard,SideYard(s),Trees/Wooded
Water Source Well
Total Parking Spaces 2
Garage Features Garage Door Opener,Inside Access,Garage - Front Entry
Type of Parking Attached Garage,Driveway
Foundation Details Crawl Space
Spa No
Water View Y/N No
Lot Size Acres 0.35
Lot Size Source Assessor
Waterfront Y/N No
Door Features Sliding Glass
Land Assessed Value 104000.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Room Details

Bedroom 2 Upper 1 Ceiling Fan(s),Flooring - Carpet
Bedroom 3 Upper 1 Ceiling Fan(s),Flooring - Carpet
Bedroom 4 Upper 1 Ceiling Fan(s),Flooring - Carpet
Dining Room Main Formal Dining Room
Family Room Main Ceiling Fan(s)
Foyer Main Cathedral/Vaulted Ceiling
Full Bath Upper 1 Bathroom - Tub Shower
Half Bath Main
Kitchen Main Countertop(s) - Granite,Kitchen - Eat-in,Kitchen - Electric Cooking,Lighting - Recessed,Pantry
Laundry Upper 1
Primary Bathroom Upper 1 Bathroom - Walk-In Shower,Double Sink
Primary Bedroom Upper 1 Attached Bathroom,Flooring - Carpet,Ceiling Fan(s),Walk-In Closet(s)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Ashland, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/11/2026 Listed $499,900

Property vs Zip Code Average in 20674

Price
AVG $510K
$500K
Taxes
AVG $3,276
$3,743
Year Built
AVG 1989
2016
Visits
AVG 153
8
Data Provided by Inside Real Estate®

45210 Blue Water Lane Piney Point, MD is a Single Family Home for sale at $499900 with 2184 sqft and a lot size of 0.35 Acres Acre(s). 45210 Blue Water Lane Piney Point has 4 bedrooms, 2 baths and was built in 2016. The property's zip code is 20674 which is in Piney Point, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.