520 Lake Caroline Drive

Ruther Glen, VA
$ 759,000 Beds 3 Baths 2.5 Sq 2,531
Monthly Estimate* How much can I afford?

NEW NEW LOWER PRICE__and SELLER OFFERING $10000 IN CLOSIMG COST ASSISTANCE IF CONTRACT RATIFIED BY SEPT> 19.2026 Beautiful landscaped WATERFRONT Property--Large Lot (.75) with lots of water frontage and views-Main bedroom with a Fireplace and Great View of the Lake--Lots of closet space and two pantries -- Large deck overlooking the Lake ---Patio with wood fireplace--Two HVAC units---Two Hot water heaters (one electric one Gas)--"Four Season" Room with mini split--Floors are a combination of tile, carpet and pine wood--Kitchen has Granite countertops-Beautiful updated appliances---2 Car Garage and paved driveway--An awesome walk under crawl space with insulation for additional storage -- Attics with flooring----Nice Front Porch----Brochure in Documents section -this home you will not want to miss -- It has so much to offer--Sign on Property

ACTIVE

  • Price
  • $ 759,000
  • City
  • Ruther Glen
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CAROLINE
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.75 Acres
  • Zip
  • 22546
  • Sqr Footage
  • 2,531
  • Year Built
  • 1970
  • Taxes
  • $ 2873
  • Style
  • Ranch/Rambler
  • MLS#
  • VACV2010794
Listed By: Judith N Taylor with Samson Properties - 5406811500;
Data Source: Bright MLS

Features

General

Living Area 2531
Sewer On Site Septic
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement,Other
Roof Other
Appliances Built-In Microwave,Dishwasher,Dryer - Electric,Exhaust Fan,Stove,Refrigerator,Washer
Zoning R1
HOA Fee 1654.00
Garage Spaces 2.00
Patio/Porch Features Deck(s),Patio(s),Porch(es)
Architectural Style Ranch/Rambler
Construction Materials Other
School District CAROLINE COUNTY PUBLIC SCHOOLS
Year Built 1970
View Lake
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Other
Assoc Fee Paid Per Annually
County CAROLINE
New Construction No
Property Type Residential
HOA Yes
Subdivision Name LAKE CAROLINE
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions from Fredericksburg--95 South take exit 110--take right off exit--follow to second light--take left on Rt. 1 --go approximately 2 miles to Lake Caroline on the right-Guard will give you a map
City RUTHER GLEN
Body of Water Lake Caroline
Disclosures Lead Based Paint - Federal,Lead Based Paint - State,Prop Disclosure,Subject to VA POA,Winterized
Association Name LAKE CAROLINE
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 32624.00
Tax Assessed Value 552538.0
Tax Annual Amount 2873.0
Property Condition Excellent
Structure Type Detached
Floors In Unit Count 1
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 299.88
Acceptable Financing Conventional,FHA,VA
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 2531
Location Type Lake
Standard Status Active
Year Built Source Assessor
Legal Subdivision LAKE CAROLINE
Tax Lot 878
Association Recreation Fee No

Interior Features

Interior Amenities Bathroom - Jetted Tub,Ceiling Fan(s),Entry Level Bedroom,Walk-in Closet(s),Wood Floors
Heating Fuel Electric,Propane - Leased
Flooring Carpet,Ceramic Tile,Wood
Total Fireplaces 2
Fireplace Features Gas/Propane
Hot Water Electric,Propane
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2531
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bathrooms Half Main Level 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool Yes - Community
Fencing Wood
Parking Features Paved Driveway,Paved Parking
Lot Features Fishing Available,Landscaping,Rear Yard
Water Source Public
Total Parking Spaces 2
Garage Features Garage - Front Entry
Type of Parking Attached Garage,Driveway
Land Use Code 004
Foundation Details Other
Spa No
Water View Y/N Yes
Lot Size Acres 0.75
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N Yes
Horse Y/N No
Number of Docks 1
Navigable Water Y/N No
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Dock Type and Features Private

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Ashland, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/7/2026 Listed $769,000
9/13/2026 2% - $759,000

Property vs Zip Code Average in 22546

Price
AVG $460K
$760K
Taxes
AVG $1,488
$2,873
Year Built
AVG 2013
1970
Visits
AVG 153
108
Data Provided by Inside Real Estate®

520 Lake Caroline Drive Ruther Glen, VA is a Single Family Home for sale at $759000 with 2531 sqft and a lot size of 0.75 Acres Acre(s). 520 Lake Caroline Drive Ruther Glen has 3 bedrooms, 2 baths and was built in 1970. The property's zip code is 22546 which is in Ruther Glen, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.